What are the consequences of building without a permit? [solved]
Suppose someone decided to build a house without getting the required permits. What are the possible consequences?
I'm not talking about slipshod workmanship, or ignoring safety of structure, fire, and sewage. I'm talking about doing good quality work that generally meets or exceeds code requirements, but without going through the "proper channels".
(I'm sure you'll want more context; ask and I'll edit later.)
This wil depend on where exactly you live. There're many possible outcomes, including the following:
- nothing bad happens
- you can be fined
- the house can be demolished and you'll have to pay for that
- you'll be forced to go through the "proper channels" later
- you'll face minor or major problems when you try to sell/lease/insure the house
Also don't forget that the codes can impose some limitations that are specific to your exact location. For example, the maximum height or pressure onto the ground could need approval from some certified state organization.
So if you ignore the procedure the following could happen. You will not know that you house will be limited in electric power or pressure onto the ground (since that data is not obviously available until you contact the organization responsible for that) and you'll only face problems when it is too late - so you will be unable to heat your house properly or it will excert too much pressure and collapse and even damage the surrounding buildings. Or your neighbours might file a lawsuit agains you because your house casts too dense shadow on their land.
The bottom line is - consult a qualified specialist in your location. Building without permit might be a Very Bad Idea™.
Just to add what others have said, the consequences can be extreme, or not. It would depend on many factors beyond your control. But don't think that just because you believe everything is up to code, that high quality work was done, that this will be enough.
Look at this from the point of view of the permit issuing authority, and the building inspector who would check to see that work was indeed done to code. One of the consequences of building with no permit is that no inspections were ever done. Can a building inspector go back and be sure that work WAS done to code? Sometimes, not without tearing things apart. And a building inspector will not be happy to see their time wasted. Do you want to make the person unhappy who must choose to pass on your work?
On top of that, a presumption might be that the person who could not be bothered to get the proper permits also might have skipped over something important.
The point is, do the work without the proper permits, and you risk creating a very irritated person, one who has the authority to freely order your fine piece of craftsmanship turned into a pile of rubble.
If your home insurance company finds out, you’re not covered for fire insurance...especially if it’s for something like installing a wood stove insert, etc.
THE UGLY SECRET of NO BUILDING PERMIT
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